Offering Clients Holistic Financial & Retirement Planning Services
Holistic Financial Planning for Your Retirement Goals
Most of our clients at Candor Wealth Strategies come to us seeking a holistic plan that mitigates taxes and offers estate protections. They want to ensure that their family, spouse and children are cared for now and into the future. They want to make sure they have enough income in retirement to sustain them for the rest of their life. We help put their concerns to rest through our detail-oriented planning process and the following services.
Retirement Income Planning
Retirement income planning can encompass the discussion of a variety of risks and potential income streams. During the planning process, we will discuss income and distribution planning, Social Security maximization, spousal income protections, development of lifestyle goals, risk-comfort management, and inflation protections. After we discuss these topics, we can work together to create an actionable plan to transition into retirement.
Tax Minimization Planning
Tax minimization planning is an important part of preparing for your financial and retirement future, as every extra dollar in tax savings can be allocated to other goals. We can offer customized tax strategies to maximize tax advantages while navigating tax law changes and IRS requirements. Tax mitigation strategies are the foundation of a healthy overall financial plan.
Legacy Planning
If you want to avoid probate, ensure your spouse is cared for, maximize legacy assets, protect against long-term care costs, and ensure proper beneficiaries and documentation are in order, then legacy planning should be part of your overall financial plan. We can help make sure more of your hard-earned assets go to your loved ones or favorite charities rather than taxes and long term care costs.
Asset & Risk Management
While no one investment is perfect, we can take look at your portfolio to make sure it is diversified and balanced with a blend of liquidity, protection and return. Your portfolio should match your risk tolerance and be structured to meet your goals, no matter what phase of life you are in. Risk tolerance and goals do change over the course of a lifetime. Therefore, we can help make adjustments and rebalance when needed.
Securities Management
Our fundamental investment approach is based on 30+ years of Nasdaq’s Dorsey Wright dynamic asset level investing and relative strength data. We analyze the data, the trends and the market trajectory to help you stay on top of your securities.
Annuity Review
Annuities are complex insurance products that can serve an important purpose in an overall financial plan. It’s critical that clients select the right annuity for their situation and long-term goals. We can work with clients to review their current annuity contracts to make sure they understand the performance, fees and benefits within them. We can also set up new annuities when in the best interest of the client and their goals.
5 Simple Steps to a Successful Retirement: Make Your Retirement a Blockbuster
Do you have doubts about your ability to reach your retirement goals? Are you less than confident about certain aspects of your retirement strategy? Here’s the good news…there’s always time to adjust your plan and get back on track. You can take your retirement strategy from flop to blockbuster with these simple strategies.